Christmas Saver Terms &
Conditions

The Christmas Saver Account is only available to existing ESL Credit Union members and may be opened by contacting the office by telephone or by email.
A minimum balance of £1 must be maintained in the Christmas Saver Account for the account to remain open. 
Savings can be paid into the Christmas Saver account throughout any given calendar year. 
Notice of withdrawal can be made by telephone or via the Members Area. 
Lump sum deposits may be made at any time into the Christmas Saver Account subject to any applicable limits. 
Lump sum payments can be made by bank transfer or debit card. 
A member’s collective savings balance is not permitted to exceed the FSCS limits in operation at the time, nor the Credit Union total shareholdings of £20,000. 
No interest is paid on Christmas Saver Accounts. 
Eastern Savings and Loans Credit Union is authorised by the Prudential Regulation Authority and Regulated by the Financial Conduct Authority and Prudential Regulation Authority. Our FRN is 213756.