Savings That Work Harder for You
Save with confidence using the ESLCU Dividend Savings Account. Enjoy flexible access, online management, and potential annual Dividend based on our financial performance. With FSCS protection and free life insurance on your savings (Ts and Cs apply), it’s a secure way to grow your money whilst staying in control. Start saving today with just £5!
Save with confidence. Enjoy convenient access to your money, the ability to deposit funds when it suits you, and secure, ethical options to help achieve your financial goals.
Community First
Our dividend savings accounts are designed for those living, working, studying, or volunteering in Norfolk, Suffolk, Cambridgeshire, or North and Central Essex.
Easy Access Savings
You can access your funds and deposit at any time during ESLCU’s working hours. Our friendly team are always ready to help.
Free Life Insurance
All of our savings products include free life insurance (Ts and Cs apply), offering extra protection and security for your loved ones.
Complete Flexibility
Deposit through bank transfers, payroll, or alongside loan repayments — whatever works best for you.
FSCS Protected
Your savings are protected up to £85,000 by the FSCS.
Fill in the membership form on our website. Please note, there is a recurring membership fee of £1 every 4 weeks for all of our accounts.
Pay £5 using PayPal or GoCardless (you’ll see the payment page after submitting the form).
Once approved, you’ll get an email with your membership number, account details, and information about us.
Once you’re a part of our community, you can start saving with confidence.
We distribute a dividend based on our yearly profits, which members vote on at the Annual General Meeting (AGM). The dividend amount depends on your average share balance throughout the financial year. Even if you withdraw your savings before the payout date, you’ll still receive a dividend based on your eligible balance.
You can save up to £20,000 with ESLCU in our dedicated savings accounts.
You can save with us in a variety of ways. These include by Standing Order, PayPoint, Faster Payment or via your benefits or wages. All the information you need regarding how to save with us is shared with you when you become a member of ESLCU.
Yes, your savings are accessible at any time via the Members Area online, or by calling the team on 03336 000690.
Your money is protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).
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