Eastern Savings And Loans Credit Union

Financial Inclusion Starts Here

Ethical Financial Services That Empower Our Community to Save, Borrow, and Build for a Brighter Future

Empowering Our Members with Affordable Loans and Trusted Support

For over 20 years, we’ve provided Norfolk, Suffolk, Cambridgeshire, North and Central Essex with affordable, personal loans, trusted savings products and financial information.

Our products are for those living, working, studying or volunteering in Norfolk, Suffolk, Cambridgeshire, or North and Central Essex

Borrow up to £4,000

Save securely with easy access to your funds

Your money is protected up to £85,000

Pay off your loan early or make extra repayments with no additional charges

Our profits are always shared with you, our members

Ethical Products, Always

At ESLCU, we do things a little differently. We offer ethical, affordable financial services and every one of our members has an equal say. Our profits are shared through savings dividends, empowering members to manage their finances and achieve their goals.

Save with Us

Save money effortlessly with our Dividend Savings Account.

Borrow with Us

Our ethical loans support your needs — white goods, car costs, home improvements, holidays — and we only lend responsibly across Norfolk, Suffolk, Cambridgeshire, North and Central Essex.

Joining Our Cooperative is Simple

Complete the Membership Form

Fill in the membership form on our website. Please note, there is a recurring membership fee of £1 every 4 weeks for all of our accounts.

Make Your £5 Joining Fee

Pay £5 using PayPal or GoCardless (you’ll see the payment page after submitting the form).

Receive Membership Details

Once approved, you’ll get an email with your membership number, account details, and information about us.

Apply for a Loan and Start Saving!

Start saving! Once you join, you can also apply for a loan through the Members Area. Loan decisions are typically made within 3-4 working days.

Trusted by Our
Community

Kayleigh,

Cambridgeshire

Kayleigh, Cambridgeshire

“An amazing company that is very fast at processing loans. Also, if you have any questions and email them, they always reply quickly. [The team has] helped me several times with loans, and [they] don’t take big weekly payments back.”

Kirsty,

Suffolk

Kirsty, Suffolk

“ESLCU are just, generally, a very good organisation. The staff are amazing and very helpful. I find that they have the members best interest at heart. [They encourage] you to save and are realistic regarding loan affordability. Highly recommend!”

Clive,

Suffolk

Clive, Suffolk

“Everybody I speak to [at ESLCU] is very friendly, efficient and helpful. My savings are very easy to access and arrive in my bank account within about an hour.”

Andrew,

Suffolk

Andrew, Suffolk

“The team always answer calls and you don’t spend hours on hold.”

Mairin,

Cambridgeshire

Mairin, Cambridgeshire

“I find it’s helpful as a way of saving money for a holiday or a big event coming up. I can take out the money I need so I’m not borrowing and running up big bills.”