Make Christmas Magical with Easy, Flexible Savings

Build Your Christmas Fund with Ease and Confidence

Save for a Stress-Free Christmas All Year Round

Plan ahead for the holiday season with the Christmas Saver account from ESLCU. Save at your own pace through bank transfers, payroll deductions, or alongside loan repayments. Enjoy same working day withdrawals when needed, and rest easy knowing your savings are FSCS protected. Start building your festive fund today!

Simple Savings for a Brighter Festive Season

Save for Christmas with ease. Deposit regularly or when it suits you, and access your funds anytime to take advantage of seasonal bargains. Our Christmas Saver account offers an easy way to manage your holiday budget.

Community First

Our Christmas Saver account is exclusively for those living, working, studying, or volunteering in Norfolk, Suffolk, Cambridgeshire, or North and Central Essex.

Easy Access Savings

Access your funds anytime during ESLCU’s working hours to take advantage of seasonal deals, and save at a frequency that suits you.

Free Life Insurance

All of our savings products include free life insurance (Ts and Cs apply), offering extra protection for your loved ones.

Complete Flexibility

Deposit into your Christmas Saver account through bank transfers, payroll, or alongside loan repayments — whatever is most convenient for you.

FSCS Protected

Your money is safeguarded up to £85,000 by the FSCS.

Joining Our Cooperative is Simple

1
Complete the Membership Form

Fill in the membership form on our website. Please note, there is a recurring membership fee of £1 every 4 weeks for all of our accounts.

2
Make Your £5 Joining Fee

Pay £5 using PayPal or GoCardless (you’ll see the payment page after submitting the form).

3
Receive Membership Details

Once approved, you’ll get an email with your membership number, account details, and information about us.

4
Start Saving!

Once you’re a part of our community, you can start saving with confidence.

Your Questions, Answered

You can save from £1 a week, or you can simply add to it when you want to. The maximum you can save in total with ESLCU is £20,000. So, if you have more than one savings account with us, you can only save a maximum combined amount of £20,000 across all of your accounts.

No. Your savings are easy to access. Simply give us a call or go online to access your savings. At ESLCU, you are always in control of your money. So, you can start Christmas shopping whenever you see a bargain throughout the year! All withdrawal requests are completed the same working day that they are submitted.

Your money is protected up to £85,000 by the Financial Services Compensation Scheme (FSCS).

Yes. Simply let us know how much you would like us to save for you from your left over Child Benefit. This will be taken after we take your loan payment amount.

Start Your Credit
Union Journey Today

Experience Financial Freedom with Our Trusted Credit Union Services

Your Savings, Your Way