Whether it’s a lick of paint or new garden furniture, we offer Home Improvement Loans to suit your budget.
A Home Improvement Loan from us can be used for a range of purposes such as a new bathroom, putting down some decking, redecorating a room or a loft conversion. Our Home Improvement Loans start from £300, so you can start making those improvements, big or small. Our loans offer genuine flexibility, with repayments to suit you, weekly, 4 weekly or monthly, on a day that suits you. We’re making it more affordable than ever to get your project moving.
- Only pay interest on the reducing balance
- Quick decisions (normally in 3-4 days)
- Free Loan Protection Insurance (Terms & Conditions apply)
- Personalised application, every loan is considered on a case-by-case basis
Affordable Repayments
Although we cannot help to dig the garden out or sketch out the plans for a new kitchen, we can look at lending you the money you need to start and finish your project.
Use the sliders to adjust how much you’d like to borrow and over how many months, to get an idea of the repayments and interest.
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* Representative example.
Borrowing £00.00 over Months will cost £00.00/month. Total amount repayable is £00.00 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.
How do I apply for a Home Improvement Loan?
How do I apply for a Home Improvement Loan?
You must live or work in North Essex, Norfolk, Suffolk or Cambridgeshire, and have joined our Credit Union. Join Here
You can then apply for a Home Improvement Loan through our Members Area. You can log into the Members Area the same day you join Eastern Savings & Loans. We will send you all you need to know when we confirm your membership. For more information on the Members Area, please click here.
We are unable to offer loans to anyone who is currently bankrupt, in a DRO, IVA or Debt Management Plan. We are also unable to lend if you have undressed CCJs or have defaulted on current credit within the last 12 months.
Please ensure you complete the Income & Expenditure form, we need to ensure the repayments are affordable based on your current financial situation.
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