About Our Loans
Personal loans designed with you in mind
If you need a Credit Union loan that best suits you, we can offer a loan for; purchasing white goods, motoring costs, home improvements or even Holidays. Please Note: We are unable to lend for Debt Consolidation.
Our Credit Union loans are simple, straightforward and designed with our members’ needs in mind. We are a profit-sharing organisation. We are an ethical lender and we will only lend if you can afford the repayments. So if you live or work in North Essex, Norfolk, Suffolk or Cambridgeshire and are looking for a Credit Union loan we are here to help. Please see the full list of all the Essex Post Codes we cover.
- Open to members only (£5 Joining fee)
- Clear Rates
- A decision in 3 – 4 days
- Repayments weekly or monthly
- No setup fees or early repayment fees
- Check on the status of your Loan Application through the Members Area
- Sign the Loan Agreement Digitally
How much will the repayments be?
Lorem ipsum dolor sit amet, consectetur adipisicing elit. Beatae dolore rerum magni ullam atque nisi possimus consequuntur quas, labore cum? Dignissimos provident ex similique dolor. Veniam doloribus dolorum atque a?
* Representative example.
Borrowing £00.00 over Months will cost £00.00/month. Total amount repayable is £00.00 which includes interest at 42.6% APR.
The figures given above are for illustrative purposes only and may not be the APR you receive. The actual interest rates and repayment amounts may vary subject to loan amount and status.
We are unable to offer loans to anyone who is currently bankrupt, in a DRO, IVA or Debt Management Plan. We are also unable to lend if you have undressed CCJs or have defaulted on current credit within the last 12 months.
Please complete a Loan Application form in the Members Area.
The login details for the Members Area will be in your Welcome email.
Please ensure you complete the Income & Expenditure form, we need to ensure the repayments are affordable based on your current financial situation.
Our Loan products
Which one is best for you?
