You could join us and start getting more from your money today.
We are working with Empanda to help as many colleagues as possible improve their financial health. Whether you need to borrow for an unexpected expense, home improvements, car repair, or a holiday, a loan from us can help you achieve your financial goals. You can apply for a loan the same day as you join and we make loan decisions in 2-3 working days. We also have a range of helpful services including a Financial Wellbeing Portal, a Debit card with no overdraft charges or fees for missed payments, and Christmas Savings accounts. All accounts come with FREE life and loan protection insurance as standard (T&C’s apply).
- Instant Access Savings (FSCS Protected)
- Loans up to £4,000 (decision in 3-4 days)
- Excellent Customer Service
- Online & Telephone Banking
- We share our profits with you
FAQ
Find out what you need to know before applying for a loan or membership.
Join Us
– You must be over 18
– If you have a County Court Judgement (CCJ) you must provide evidence you are addressing it
– It has been longer than 1 year since you were discharged bankrupt or completed a DRO
– It has been longer than 1 year since you completed an Individual Voluntary Agreement (IVA) / or debt management plan
– You are only borrowing for your personal needs, not for a business or towards buying property.
Payroll Deduction Form
If you are an Empanda volunteer, or on an Empanda Relief Contract, you can pay in via Standing Order, direct from your bank. We will give you the sort code and account number in the post when you become a member of Eastern Savings & Loans.