Empanda Care & Support - Eastern Savings and Loans
Empanda Care & Support

You could join us and start getting more from your money today.

We are working with Empanda to help as many colleagues as possible improve their financial health. Whether you need to borrow for an unexpected expense, home improvements, car repair, or a holiday, a loan from us can help you achieve your financial goals. You can apply for a loan the same day as you join and we make loan decisions in 2-3 working days. We also have a range of helpful services including a Financial Wellbeing Portal, a Debit card with no overdraft charges or fees for missed payments, and Christmas Savings accounts. All accounts come with FREE life and loan protection insurance as standard (T&C’s apply).

  • Instant Access Savings (FSCS Protected)
  • Loans up to £4,000 (decision in 3-4 days)
  • Excellent Customer Service
  • Online & Telephone Banking
  • We share our profits with you

FAQ

Find out what you need to know before applying for a loan or membership.

To join our 3,500-strong membership, you just need to work for or volunteer with Empanda Care & Support in Norfolk, Suffolk, Cambridgeshire or North & Central Essex. If you live outside the three counties, but commute in, please state your employer on your joining form.
Join Us
Once you have joined us, you can apply for a loan online, via our Members Area. We do have a few eligibility criteria:

– You must be over 18
– If you have a County Court Judgement (CCJ) you must provide evidence you are addressing it
– It has been longer than 1 year since you were discharged bankrupt or completed a DRO
– It has been longer than 1 year since you completed an Individual Voluntary Agreement (IVA) / or debt management plan
– You are only borrowing for your personal needs, not for a business or towards buying property. 
As an Empanda employee, you can choose to set up a Payroll deduction from your pay. Empanda will not know what the deduction is for. The deduction can be for savings or loan repayment or both. You can also pay in via Standing Order directly from your bank.

Payroll Deduction Form

If you are an Empanda volunteer, or on an Empanda Relief Contract, you can pay in via Standing Order, direct from your bank. We will give you the sort code and account number in the post when you become a member of Eastern Savings & Loans.

Our Products & Services

Financial Wellbeing
Financial Wellbeing

Our portal of tools, blogs and advice for better money management.

Loans
Loans

Affordable, ethical loans up to £4,000. Designed to fit your needs with flexible repayments, and no hidden fees.

Savings
Savings

Instant access FSCS protected savings for you. You can also set up a Christmas savings account, or an additional savings account.

Engage Account
Engage Account

VISA contactless Debit Card, Free mobile App, and Cashback Rewards. Keep in control of your money with Engage.

Member of ABCUL

Members of ABCUL

All funds are FSCS protected

Your money is protected up to £85,000

We are authorised and regulated by PRA

Authorised and Regulated by the Prudential Regulation Authority

Members of ABCUL

Your money is protected up to £85,000

Authorised and Regulated by the Prudential Regulation Authority