Accessible Loans and Savings for Members of Our Community
Our mission is to provide an ethical alternative to high-cost lenders, promote saving, and support financial inclusion. We aim to offer affordable loans and savings products to individuals in the East of the UK, especially those who might otherwise turn to expensive lenders, fostering stronger financial health and community wellbeing.
Ethical Lending
We offer affordable, ethical loans that prioritise our members’ financial wellbeing, with a focus on fairness and transparency.
Community First
We serve those living, working, studying and volunteering in Norfolk, Suffolk, Cambridgeshire, North and Central Essex. We are deeply committed to supporting and improving the local community, ensuring that our services are accessible to everyone.
Membership Owned
As a cooperative, every member has an equal say, and our profits are reinvested to benefit all members.
Financial Inclusion for All
We strive to provide affordable financial services to those who may have been excluded from traditional banking options.
Transparency, Always
At ESLCU, we believe in being open and clear with our members about all financial products and services, always.
Sustainability
Our credit union is dedicated to long-term growth and ensuring that our services remain reliable and accessible for future generations.
At ESLCU, we do things a little differently. We offer ethical, affordable financial services and every one of our members has an equal say. Our profits are shared through savings dividends, empowering members to manage their finances and achieve their goals.
Fill in the membership form on our website. Please note, there is a recurring membership fee of £1 every 4 weeks for all of our accounts.
Pay £5 using PayPal or GoCardless (you’ll see the payment page after submitting the form).
Once approved, you’ll get an email with your membership number, account details, and information about us.
Start saving! Once you join, you can also apply for a loan through the Members Area. Loan decisions are typically made within 3-4 working days.
At ESLCU, we prioritise people over profits to create a better financial future for our members. Our financial solutions are designed to reflect the values and goals of the communities we serve. Learn more about our credit union, how we operate, and the ways we work to support our members’ financial wellbeing.
Experience Financial Freedom with Our Trusted Credit Union Services